Every year, thousands of federal employees ask some version of the same question: “Should I keep FEGLI or switch to WAEPA?” At first, it sounds like a simple comparison. Two life insurance options. Two sets of premiums. One decision. But for most federal employees, the answer is not as [...]
Most federal employees don't spend much time thinking about life insurance. That's understandable. Between work, family obligations, retirement planning, and the endless stream of decisions that come with everyday life, FEGLI tends to become one of those benefits that quietly exists in the background. You know you have it. [...]
If you are a federal employee, there is a good chance you already have some life insurance. Maybe you have FEGLI Basic because it was part of your benefits package when you started. Maybe you added FEGLI Option B years ago and have not looked at it since. Maybe [...]
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