Insurance

The Biggest Financial Mistakes Federal Employees Make Before Retirement

2026-07-15T21:48:23+00:00July 20, 2026|Insurance, Retirement, Tools|

Sarah had been counting down to retirement for years. She knew her Minimum Retirement Age. She had more than 30 years of federal service. Her agency had given her a pension estimate, and her TSP balance had finally crossed the number she had been hoping to see. On paper, [...]

FEGLI vs WAEPA: Which Life Insurance Is Better for Federal Employees?

2026-07-18T14:13:19+00:00June 22, 2026|Insurance|

Every year, thousands of federal employees ask some version of the same question: “Should I keep FEGLI or switch to WAEPA?” At first, it sounds like a simple comparison. Two life insurance options. Two sets of premiums. One decision. But for most federal employees, the answer is not as [...]

What Happens to Your FEGLI Life Insurance When You Die? A Federal Employee’s Complete Guide

2026-07-15T22:34:25+00:00June 8, 2026|Insurance|

Most federal employees don't spend much time thinking about life insurance. That's understandable. Between work, family obligations, retirement planning, and the endless stream of decisions that come with everyday life, FEGLI tends to become one of those benefits that quietly exists in the background. You know you have it. [...]

How Much Life Insurance Do Federal Employees Actually Need? (Simple Formula + Real Examples)

2026-07-15T22:40:12+00:00May 18, 2026|Insurance|

If you are a federal employee, there is a good chance you already have some life insurance. Maybe you have FEGLI Basic because it was part of your benefits package when you started. Maybe you added FEGLI Option B years ago and have not looked at it since. Maybe [...]

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