Most federal employees spend years obsessing over their Thrift Savings Plan (TSP) balance. They check their C and S Fund allocations weekly, project their High-3 average salary down to the penny, and run FERS pension calculations until their eyes cross. Yet, one of the biggest threats to a smooth [...]
When Congress fails to pass annual appropriations or a continuing resolution (CR), the federal government enters a lapse in funding. For federal employees, a government shutdown raises critical immediate questions: Will I still get paid? What happens to my health insurance? Do I have to work without pay? Thanks [...]
When you work for the federal government, standard financial advice can feel out of touch. Traditional financial planners routinely advise keeping 3 to 6 months of living expenses in cash. But as a federal employee under FERS, you enjoy level job security that most private-sector workers can only dream [...]
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