• See exactly how today's contribution decisions affect tomorrow's wealth.

    Choosing between Traditional and Roth TSP contributions is one of the biggest long-term financial decisions federal employees make. This calculator compares both strategies by analyzing paycheck impact, tax savings, employer matching contributions, projected investment growth, and retirement income. Instead of relying on generic advice, you'll see personalized projections that help determine which approach may leave you with more after-tax wealth over your career.

  • See your entire retirement picture—not just your TSP.

    The Full Portfolio Retirement Planner helps federal employees look beyond a single account and understand how all of their assets work together. This workbook allows users to model TSP balances, IRAs, Roth IRAs, brokerage accounts, HSAs, cash reserves, pensions, Social Security, spouse income, liabilities, and retirement withdrawals in one coordinated projection. Instead of guessing whether their total financial picture is strong enough to support retirement, users can see how their income sources, investment accounts, spending needs, and withdrawal strategy interact over time. It is designed for federal employees who want a more complete, household-level view of retirement readiness.
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