• Traditional vs. Roth contributions paycheck effect Traditional vs. Roth contributions paycheck effect

    Traditional vs. Roth TSP Optimizer

    $10.00

    See exactly how today's contribution decisions affect tomorrow's wealth.

    Choosing between Traditional and Roth TSP contributions is one of the biggest long-term financial decisions federal employees make. This calculator compares both strategies by analyzing paycheck impact, tax savings, employer matching contributions, projected investment growth, and retirement income. Instead of relying on generic advice, you'll see personalized projections that help determine which approach may leave you with more after-tax wealth over your career.

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  • Federal Employee W-4 Paycheck Optimizer

    $10.00

    Stop giving the IRS an interest-free loan—or getting surprised at tax time.

    This intelligent W-4 calculator helps federal employees determine how much federal tax should actually be withheld from every paycheck. Enter your salary, spouse's income, deductions, tax credits, bonuses, and current withholding to estimate whether you're on track for a refund or tax bill. The tool even recommends W-4 adjustments so you can keep more money throughout the year while minimizing surprises when you file your return.

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