Why Federal Employees Underestimate Taxes in Retirement

2026-09-09T16:48:10+00:00August 24, 2026|Retirement|

Federal Retirement Taxes Under FERS: What’s Taxed, What’s Not, and How to Prepare Many federal employees assume that after paying into the system for 20, 30, or 40 years, the government will offer a "thank you" in the form of tax-free retirement income. Unfortunately, that is one of the [...]

Traditional vs. Roth TSP: Which Is Better for Federal Employees in 2026?

2026-09-09T16:41:36+00:00August 10, 2026|Retirement|

Deciding between the Traditional TSP and Roth TSP is one of the most consequential tax choices you will make during your federal career. With evolving tax brackets, major SECURE 2.0 provisions taking effect, and updated elective deferral limits, the strategy you select today directly shapes how much income you [...]

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