Federal employees throw around the term "High-3" so often that it starts to sound self-explanatory: take your three highest salaries, average them out, and you have your pension calculation. Except that isn't actually how OPM calculates it. Your FERS High-3 is your highest average basic pay earned during any [...]
Federal employees tend to develop interesting relationships with sick leave. Some use it as fast as they earn it. Others guard every single hour as if OPM plans to exchange it for beachfront property at retirement. By the final stretch of a career, it’s not unusual to hear someone [...]
When most veterans transition into federal civilian service, HR usually hands them a stack of paperwork and briefly mentions a "military buyback." Most feds nod, file it away with their onboarding forms, and forget about it. Fast-forward 10, 15, or 20 years: retirement is on the horizon, and those military [...]
Bringing you the latest financial insights with a focus on federal workers!
The content and tools provided on Finance for Feds are for educational and planning purposes only.
It is not financial, tax, legal, insurance, or investment advice. Finance for Feds is not affiliated with OPM, TSP, SSA or the U.S. Government.
© 2026 - 2026 • FinanceForFeds.com • Privacy Policy • All Rights Reserved
